Sevices we provide
Family Law encompasses many areas including legal separation, marriage annulment and marriage dissolution. In each area, complications arise when trying to separate children from parents and dividing the property and income between the parties. RoseAnn Frazee is experienced in all areas of family law and particularly focuses on the best interest of the children.
Thinking of Bankruptcy? Call Frazee Law Group to discuss over the telephone or in the office – ½ hour free of charge – the advantages and disadvantages. We have years of experience handling all chapters under the Bankruptcy Code and have saved many homes from foreclosure, stopped wage garnishments, saved businesses, and reorganized businesses. See below for details on each chapter.
RoseAnn Frazee has been working in the field of civil litigation since she first joined a law firm as an assistant when she was 18 years old – many years ago. The civil litigation practice changes year after year. The Los Angeles Superior Court has new procedures in place now, and RoseAnn Frazee has to operate under the new procedures and can analyze your case in the ½ hour of free consultation.
Have you been injured or is someone suing you for any type of personal injury? You should contact RoseAnn Frazee who can prosecute your case or defend your case whichever representation you require. RoseAnn Frazee has represented plaintiffs and insurance companies, and is very familiar with what is necessary to prove personal injuries claims. She has collected monies for injured persons in many cases.
Frazee Law Group has handled many medical malpractice – that’s a specialization in itself. It is very difficult to sue a doctor in California and there are many limitations in recovery. You can discuss with RoseAnn Frazee for ½ hour free of charge. She recovered monies for a family who lost their mother last year.
Being harassed by an ex-boy friend, neighbor or anyone else, RoseAnn Frazee has experience in litigating this harmful, scary act. You can discuss with RoseAnn Frazee for ½ hour free of charge. She has experience handling many cases in this regard.
Do you need a contract for employment, real estate transaction, consumer purchases or any other transaction? RoseAnn Frazee or any of the other attorneys can draft the contract and any other related documents. You can discuss your potential problem with RoseAnn Frazee for ½ hour free of charge.
You should discuss with RoseAnn Frazee your estate planning needs. Such needs vary with each family. Some families require even a prenuptial agreement or post-nuptial agreement. Others might require a guardianship arrangement, a will, a trust or an advance consent, or a power of attorney. You should discuss with RoseAnn Frazee the situation of your family for ½ hour free of charge.
Have you had a death in the family and want to know how to transfer the property to individuals? Is a family member contesting the Will or Trust? Do you need a probate lawsuit, must file a petition for probate or take another procedure? You should discuss with RoseAnn Frazee for ½ hour free of charge.
Starting a business is a personal financial plan and should be analyzed and prepared completely; otherwise, you are open to have the corporate or LLC shield being destroyed and the corporation will have no effect on protecting your personal finances. RoseAnn Frazee can handle the proper procedures for starting a business – ½ consultation hour free of charge.
RoseAnn Frazee has many years of experience in all areas of the legal practice except criminal and immigration. If she cannot handle the legal problem, she will refer you to a specialist in that area. Call RoseAnn for a brief conversation on your legal problem.
Chapter 7 Filing
Special Price Starting at $750
CHAPTER 7 bankruptcy, also called straight or liquidation bankruptcy, is a relatively fast process designed to discharge commonly unsecured debts like credit card bills and medical expenses.
Chapter 11 Filing
Starting at $2,500
Chapter 11 bankruptcy is available to every business, whether organized as a corporation or sole proprietorship, and to individuals, although it is most prominently used by corporate entities.
Chapter 13 Filing
Starting at $1,500
CHAPTER 13, the debtor retains ownership and possession of all of his or her assets, but must file a repayment plan to pay back all or a portion of his debts over time.
More Information on Bankruptcy and Chapter Filings
Chapter 7 is the “fresh start” bankruptcy causing a person or entity to be FREE FROM MOST CONSUMER DEBT.
Chapter 7 will not guarantee that you can keep your home as a Chapter 11 or 13. It only gives you a “window” in which to try to secure a loan modification and perhaps make you more eligible for a loan modification because of the reduction in debt payments.
In a Chapter 7, the debtor can wipe out all of the credit card debt in a matter of a few months plus other debts such as medical, mortgage debt, vehicle loans, unpaid tax debt and personal loans keeping most, if not all, of the assets. You have to keep in mind that the Bankruptcy Court is a government entity so it will USUALLY not permit you to wipe out any government debt, such as income taxes (except if over 3 years old), traffic tickets, government-backed student loans or court-ordered support payments. However, special provisions provide that student loans may be wiped out under certain circumstances. In addition, there are exemptions provided by state and federal law which excludes certain properties from being sold by the trustee, for example jewelry, professional books and “tools of the trade,” “whole life” insurance contracts, personal household furnishings, goods, clothing, books and a “wild card” of $24,160 (adjusted for inflation on April 1, 2013) which can be added to other categories or used by itself. WHEN YOU HIRE FRAZEE LAW GROUP, A COMPUTER PROGRAM WILL LIST THE PROPER EXEMPTIONS FOR YOU TO SAVE YOUR PROPERTY. In addition, Frazee Law Group will answer all your questions.
FRAZEE LAW GROUP offers Affordable Payment Plans for Chapter 7 bankruptcies:
FREE ½ hour initial consultation
Chapter 7 bankruptcy starts at $750 for single debtor and $1,000 for couples plus court filing fee of $306.00. This bankruptcy includes preparation of documents to be filed with Bankruptcy Court, a “special appearance” attorney for the Creditor’s Meeting, attorney assistance and final financial credit counseling filing – to completion. Chapter 7 bankruptcy starts at $1000 for single and $1200 for couples plus court filing fee of $306.00. This arrangement is identical to the above arrangement but RoseAnn Frazee or another member of the firm will accompany you to the creditor’s meeting rather than a “special appearance” attorney.
Additional Special Arrangements can be made with FRAZEE LAW GROUP.
We Are Here To Help,
CALL NOW 626 993-6688
Chapter 11 permits any “person” eligible for relief under Chapter 7 to be eligible for relief under Chapter 11. Thus, individuals who cannot qualify for Chapter 7 and Chapter 13 due to the Code’s debt or income limitations can file under Chapter 11 to reorganize their debt in 3 to 5 years. Chapter 11 bankruptcy is intended primarily for the reorganization of businesses with heavy debt burdens, most often associated with corporations but available to small businesses and individuals as well. Chapter 11 allows the debtor to propose a plan for profitability post-bankruptcy, which may include cutting costs and seeking new sources of revenue or income, while keeping creditors from harming you.
Even though a debtor may sell assets, the primary goal of Chapter 11 is to reorganize the debtor’s debt through a reduction in debt and payment plan while allowing the debtor to continue in its pre-bankruptcy financial and business activities. The debtor continues to operate the business or occupation.
The major aspect of a Chapter 11 case is the plan of reorganization. A plan of reorganization must follow the requirements in Section 1121 of the Code, including a designation of classes of creditors’ claims. Among other requirements, the plan must specify whether any classes are “impaired” which means that the creditor will receive less than the amount of its claim or interest, and how claims or interests will be treated. Creditors and interest holders must be allowed to vote on a plan of reorganization before it is confirmed by the bankruptcy court. After creditor’s vote, the court determines whether to confirm the plan. Once confirmed, the debtor generally emerges from bankruptcy with all its property, unless the plan provides otherwise. The finality of the confirmation order provides the debtor WITH A FRESH START.
While Chapter 11 has certain advantages for those that qualify, including more time to file a plan and the opportunity to reorganize, it is more time-consuming and costly than other forms of bankruptcy. FRAZEE LAW GROUP is usually paid during the Chapter 11 process and, therefore, can proceed with a down payment. However, the least amount a debtor can expect to pay an attorney in a Chapter 11 is $20,000 to $40,000. Clients have spent the $40,000. With the cramdown described above and debt reduction, they have been thousands of dollars ahead when the process is completed.
We Are Here To Help,
CALL NOW 626 993-6688
Chapter 13 is a delayed “fresh start” bankruptcy. For those individuals who cannot qualify for a Chapter 7, they may qualify for Chapter 13. Only individuals can file a Chapter 13 bankruptcy, corporations and partnerships are not “individuals.” However, a sole proprietorship business may qualify. As of the filing date, the debtor must owe less than $383,175 of liquidated, noncontingent unsecured debts, and less than $1,149,525 of liquidated, noncontingent secured debts.
Chapter 13 permits you to reorganize your debt and wipe out some of the debt which you cannot afford to pay. THE MOST IMPORTANT THING about a CHAPTER 13 is that you can keep your real property and all your assets. While the repayment plan depends on your Regular Income, FRAZEE LAW GROUP has been able to organize repayment of your debt in such a manner that if you have insufficient income, you may be able to secure a family contribution to allow you to get back on your feet. Regular Income may come from any legitimate source – e.g., wages, profits from self-employment, rents and investment income, social security benefits, retirement benefits, unemployment compensation and workers’ compensation awards.
The filing of a Chapter 13 bankruptcy will stop the foreclosure sale and allow the debtor 3 to 5 years to repay all the arrears. In addition, you may be able to strip the second and/or third deed of trust on your home, depending on the value of your home.
Some individuals and small business owners file Chapter 13 because they can only afford to repay some, but not all of their debt. Rather than wiping out all of their debts in a Chapter 7, Chapter 13 allows them to reorganize and pay a certain percentage of their debt over a period of 3 to 5 years. The unpaid balance is discharged after the payment plan is completed. The Chapter 13 proceeding is more complex than a Chapter 7 and that is why attorneys must charge more for a Chapter 13.
Foreclosure and Chapter 13
If you have received a foreclosure notification or suspect that you may be facing foreclosure, it is possible to deal with the situation and potentially put an end to the foreclosure by taking immediate action. Through a Chapter 13 filing, you may be able to stop foreclosure and help you retain your home. As an experienced bankruptcy attorney, I can review your situation and determine the type of bankruptcy that is right for you.
FRAZEE LAW GROUP permits the client to make a “downpayment” and pay the balance in the reorganization plan.
We Are Here To Help,
CALL NOW 626 993-6688
Frazee Law Group - PROVIDES ALL FORMS OF LEGAL REPRESENTATION TO FAMILIES AND BUSINESSES AT AFFORDABLE RATES, DEPENDENT UPON THE SERVICES DESIRED AND THE COMPLEXITY OF THE CASE.
Frazee Law Offices
FRAZEE LAW GROUP offices are conveniently located just off the 210 freeway on Lake Avenue between Walnut Street and Union Avenue in Pasadena, with parking provided behind the office building. The offices are also located within a half mile to the Pasadena Superior Court and easy access to the downtown Los Angeles Superior Court and U.S. Bankruptcy and Central District Courthouses.
The offices have all the facilities for conferences and deposition testimony required in civil litigation, family law and family conferences. In addition, FRAZEE LAW GROUP have available offices in different locations within Los Angeles County for your convenience or RoseAnn Frazee will visit your home regarding estate planning if you are incapable of traveling to the office.
FRAZEE LAW GROUP
155 North Lake Ave., 8th Floor
Pasadena, CA 91101
Phone: 626 993-6688
ABOUT US & OUR TEAM
Our team of dedicated legal professionals is well-versed in many specialized areas. Our team brings a diverse background to the table, allowing us to advocate for you in many areas of law. This gives FRAZEE LAW GROUP an edge when dealing with complex legal matters. Often, more than one area of expertise is required. No need to hire a multitude of attorneys. We can provide you with comprehensive legal support in many areas.
RoseAnn began working in the legal field when she was 18 years old and has worked for some of the largest law firms in the Los Angeles area as legal secretary and paralegal before she became an attorney. She worked on many complex high profile litigation cases and cases with voluminous e-discovery requirements using document-search programming.
RoseAnn attended UCLA in high honors classes and graduated magna cum laude in 1994, and then worked another ten years to take care of her four grandsons as litigation paralegal in many trials before attending law school. She attended Abraham Lincoln Law School so that she could continue working and supporting her family while paying for law school.
When her daughter was going through a divorce, RoseAnn became disillusioned with the way big law firms assist their clients. So, RoseAnn started this law firm to help families solve their legal problems.A family legal problems can extend into many areas such as finance (bankruptcy), family businesses, injuries, real estate, estate planning, and marriage dissolutions and other areas.
While practicing law, RoseAnn Frazee taught paralegal studies at ITT-Tech University on family law, estate planning and automation in law firms. In addition, she is an adjunct professor at her law school, Abraham Lincoln Law School, teaching family law.
RoseAnn is a member of:
American Bar Association
Family Law Section of Los Angeles Bar Association
Litigation Section of Los Angeles Bar Association
Pasadena Bar Association and California Bar Association
Beverly Hills Bar Association
United States Federal Court - Central District
United States Bankruptcy Court - Central District
United States Bankruptcy Court - Eastern District
Litigation Section of Los Angeles Bar Association
9th Circuit Court of Appeals
All states courts -Superior Courts and Appeal Courts
Lydia G. Liberio
Lydia G. Liberio attended Loyola Law School for her Juris Doctor degree and Daniel Webster College for her Master of Business Administration degree with a concentration on Human Resources. Licensed to practice law in both California and New York, she is also admitted to practice before both the District Court and Appellate Court. She has served as outside corporate counsel, and is experienced with corporate litigation, regulatory investigations and contract negotiations regarding mergers and acquisitions, labor and contract breach disputes, environmental/occupational safety administrative actions and trademark/copyright applications before the EEOC, FEHA, DOL, EPA, DTSC, OSHA and USPTO. Whether project managing a complex commercial or labor litigation matter involving e-discovery or attending to an intimate family probate or divorce matter, she can also assist clients in Spanish and Italian. Lydia teaches extensively about business law, paralegal studies, project management and computer forensics at ITT Technical Institute. She serves at the Secretary to the Italian Lawyers Association of Los Angeles and participates in the Los Angeles County Bar Association, New York County Bar Association and the Project Management Institute.
Denali Purvis graduated from UCLA and shortly thereafter began working for FRAZEE LAW GROUP as bankruptcy paralegal over three years ago. He has processed all chapters of the Bankruptcy Code and especially operates the technical aspects of the computer programs associated with Bankruptcy. His plans are to become an attorney some day.
Todd Frazee graduated from Cal-Poly Pomona in 1989 with a bachelor’s degree in Information Systems. After graduation, he worked for a year for a national accounting firm and then was offered a job in Phoenix , Arizona, as a programmer to create websites to purchase computers on-line. He was promoted to programming manager for Direct Alliance in programming the shipment part of purchases. When that research and development project was completed, he returned to Los Angeles to work for his mother, RoseAnn Frazee, in her accounting, office management and IT facilities as office manager and IT Director.